I love my job!
I had lunch today with one of my reverse mortgage customers at the HomeTown Buffet. One of my younger clients at only 64 years old, it was great to see her. She looked terrific! She was glowing, telling me about her new life. She lunches often with her sister and other friends and is planning a trip to Tahoe and one to New England this fall. She enjoys having time to putz around her home and gardening. Her life has changed so much for the better.
When I met her two years ago she was working as many hours as possible at a job 20 miles away. Traffic to and from work was wearing on her and her car - and the stress wasn’t good for her health. She hated that job, but needed the income to make the monthly payments on her small mortgage. Getting a reverse mortgage was a difficult decision but now that it’s done and she’s had over a year to sit with it, she says it’s the best thing she ever did.
With her reverse mortgage loan proceeds she paid off her small mortgage, purcashed some updated appliances, painted the exterior of her home, put in a deck and porch railing and established a growing line of credit for emergency use. With no more mortgage payment, she was able to quit her stressful job and now lives comfortably on her military pension - yes she’s retired military!
She’s able to stay in her home, have emergency funds and enough income to enjoy life. She espouses the concept of “balance” saying to me that she feels prepared for the future AND is enjoying today. That’s what I want for all my clients.
I love what I do!
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By Deborah Nance
Your Local Southern California Reverse Mortgage Professional
