As professional financial planners design retirement plans for their senior customers, using home equity should be addressed as part of the retirement and estate planning. 
Whether the goal is to augment income, pay for long-term care insurance, or just to enjoy their retirement years; a reverse mortgage Loan may be the key to unleashing their home equity to secure a well-planned retirement.
A Reverse Mortgage Loan provides the following features that aide in estate-planning:
- Is the client planning to remain in their home?
- Do they currently have a mortgage payment? For how long?
- Do they have other real estate assets in their estate?
- Is there a benefit to using the equity to increase tax free cash flow?
- Do they have long term care insurance?
Whether the goal is to augment income, pay for long-term care insurance, or just to enjoy their retirement years; a reverse mortgage Loan may be the key to unleashing their home equity to secure a well-planned retirement.
A Reverse Mortgage Loan provides the following features that aide in estate-planning:
- Provides funding for home health care or medical treatments.
- Provides funding for long term care insurance products.
- Provides funding for real estate taxes, homeowners insurance and upkeep.
- May reduce the impact of and provides funding for estate taxes.
- May be used to maximize legacy asset transfer.
Deborah Nance
Your Local Southern California Reverse Mortgage Professional
Deborah, I alwasy learn somethign reading your blogs.